Car Talk – LIVE Question & Answer – Podcast #57 with Scotty Kilmer

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You can ask any business to offer evidence of general liability professional insurance. Any business that is not ready to offer evidence of basic liability (GL) insurance should be avoided. A minimum standard for GL insurance is $1 million for residential work and $2 million for light commercial.

There are other techniques for investigating air conditioning, heating and ventilation business such as: call your regional Better Business Bereau (BBB), perform online searches and reviews and ask the company in concern for referrals. Nevertheless, all of these techniques disappoint thorough transparency. The BBB in fact works for the business it represents as they are only rated if the company in concern pays them a recurring charge. Online review sites hardly ever show all the evaluations received, and post reviews from sources that are not constantly reliable. This supplies a platform for companies to post their own reviews and people to quickly publish evaluations without the business in concern's ability to expertly deal with the concern. Furthermore, no company would give out an unfavorable reference; just those that are very positive. None of these are ideal characteristics for consumers looking for totally unbiased evaluations and recommendations. It is advised to utilize these techniques as an educated customer and consider the details source for what it deserves.

Among the finest methods to discover a new air conditioning, heating and ventilation professional is through the "word-of-mouth" approach. If the company advised was inexpensive, expert and reliable for a friend or member of the family, there is a likelihood that business will do the same for you. Excellent companies utilize the word-of-mouth technique to continuously offer a new consumer stream by keeping their clients delighted.

Other standard methods for finding a new air conditioning, heating and ventilation professional consist of carrying out online searches, phone book directory sites or online directory sites and other ad mediums. Bear in mind that of these techniques are purchased and spent for by the business in concern. None of these approaches should act as a review and needs to be used only as locating sources.

3rd party suppliers such as Angie's list, Discover Local and other online companies are the latest platforms for sourcing and ranking cooling, heating and aerating business. Although these business do offer a service with some merit, they are, in fact, including cost to the consumer. Angie's List, in addition to some other online business directories, charge the consumer straight for their ratings and companies' contact info. Other third-party websites supply consumers with air conditioning, heating and ventilation business and add the cost of being a middle-man to business formula. Bear in mind that none of these are "complimentary" which consumers must comprehend the cost and worth of utilizing entities like these.

Multiple price quotes are advise when hiring an a/c and heating specialist. There are no industry standards for pricing A/C related product or service. Similar jobs can differ countless dollars from one business to the next. A minimum of three price quotes is recommended prior to the repair or replacement of any major cooling and or heating unit part and before the design and installation of brand-new systems.

A consultation can be of value if the repair work or replacement is expensive. Not all professionals or business are equal or respectable. Repairing a/c and heater is incredibly complicated. It is not unusual for a repair work technician to be unable to isolate the issue or for an agent to advise an unneeded purchases. Getting in touch with a completing air conditioning and heating business can conserve money and time and remorse.

Car Talk – LIVE Question & Answer – Podcast #57 with Scotty Kilmer

Frequently Asked Questions:

Do Coils Have To Be Compatible With The Condensor For Your Air Conditioning?
A Guy Told Me A I Have A Leak In The Coil For My Air Conditioning And That The Condensor Unit Would Be No Good If I Don'T Replace The Coil This Year. The Condensor Was Replaced Last Year And They Did Not Replace The Coil Last Year. The Guy Said That They Missed The Leak Last Year. Is It True That I Have To Replace The Coil This Year Otherwise My Condensor Unit Outside Won'T Be Any Good?

I'm not sure what he meant by your "condensor unit outside won't be any good". How much refrigerant did he have to add to the system? Unfortunately, there are systems out there that have refrigerant leaks. In some cases, it may be impossible or cost-prohibitive to locate and repair the leak. If the leak is slow enough that you only have to add refrigerant once every year, that's not too bad. If refrigerant has to be added every month or two, that's a pretty substantial leak. As has been mentioned, running a system that has a low refrigerant charge can shorten the life and/or damage the compressor. Also, if you have an R-22 refrigerant system, R-22 is being phased out of production. As time goes by, there will be less and less R-22 produced, which means the cost will continue to rise.

Since The Federal Reserve Is Private...?
Since The Federal Reserve Is Private And The Us Dollar Is Not Based On Gold. Then Isn'T The Devaluing Of The Dollar From Inflation Caused By Wreckless Printing And Lending Also A Form Of Taxation? (If Not Robbery) Something Fathomable When, Under The Guise Of A Federal Department, They Are Truely A Phantom Corporation...With Just As Much Accountablility. So, On One End: The Middle Class Labors Away For This Paper That Really Only Goes Down In Value And Their Wages Are Based On Minimum Wages Which Only Go Up Incrimentally (2-5 Years) Cause If They Don'T Stagflation Is Inevitable...And On The Other End: The Fed Reserve Lends The Money And Prints It, Which Acquires More Assets For Them And Simultaneously Less Wealth For Consumers Who Own Dollars Because There'S More Of Them. How Is This Not Exploiting The Labor Of Americans?

They are exploiting our labor, in more ways than one.

The way you mentioned, inflation is a tax on the middle class because the creators of the money... and the big businesses that borrow most of it, get the money fresh off the presses, before it's devalued. The end user, the consumer, ends up paying higher prices as a result.

Plus, with a fiat money system, inflation over a long period of time is guartanteed. That's why a dollar today will buy you what 0.04 cents would by you in the early 1900's. This long term inflation taxes the middle class because we're the ones trying to save for retirement. As you're saving money, it's value is slowly decreasing. So if you save $100,000 over the next 20 years, it's likely to only be worth $30,000 by the time you get to the end of the 20 years.

An once of gold in 1900 would buy you a decent suit, a nice pair of boots, a hand-crafted leather belt and leave you with enough change to take your wife out for a nice dinner.

An ounce of gold in the year 2008 will buy you a decent suit, a nice pair of shoes, a hand-crafted leather belt and leave you with enough change to take your wife out for a nice dinner.

The only difference is... how many paper dollars did that once of gold cost you?

I'll let Ron Paul explain it to ya...

All government spending represents a tax. The inflation tax, while largely ignored, hurts middle-class and low-income Americans the most. Simply put, printing money to pay for federal spending dilutes the value of the dollar, which causes higher prices for goods and services. Inflation may be an indirect tax, but it is very real – the individuals who suffer most from cost of living increases certainly pay a “tax.”

Unfortunately no one in Washington, especially those who defend the poor and the middle class, cares about this subject. Instead, all we hear is that tax cuts for the rich are the source of every economic ill in the country. Anyone truly concerned about the middle class suffering from falling real wages, under-employment, a rising cost of living, and a decreasing standard of living should pay a lot more attention to monetary policy. Federal spending, deficits, and Federal Reserve mischief hurt the poor while transferring wealth to the already rich. This is the real problem, and raising taxes on those who produce wealth will only make conditions worse.

Borrowing money to cut the deficit is only marginally better than raising taxes. It may delay the pain for a while, but the cost of government eventually must be paid. Federal borrowing means the cost of interest is added, shifting the burden to a different group than those who benefited and possibly even to another generation. Eventually borrowing is always paid for through taxation.

The third option is for the Federal Reserve to create credit to pay the bills Congress runs up. Nobody objects, and most Members hope that deficits don’t really matter if the Fed accommodates Congress by creating more money. Besides, interest payments to the Fed are lower than they would be if funds were borrowed from the public, and payments can be delayed indefinitely merely by creating more credit out of thin air to buy U.S. treasuries. No need to soak the rich. A good deal, it seems, for everyone. But is it?

The “tax” is paid when prices rise as the result of a depreciating dollar. Savers and those living on fixed or low incomes are hardest hit as the cost of living rises. Low- and middle-incomes families suffer the most as they struggle to make ends meet while wealth is literally transferred from the middle class to the wealthy. Government officials stick to their claim that no significant inflation exists, even as certain necessary costs are skyrocketing and incomes are stagnating.

The transfer of wealth comes as savers and fixed-income families lose purchasing power, large banks benefit, and corporations receive plush contracts from the government – as is the case with military contractors. These companies use the newly printed money before it circulates, while the middle class is forced to accept it at face value later on. This becomes a huge hidden tax on the middle class, many of whom never object to government spending in hopes that the political promises will be fulfilled and they will receive some of the goodies. But surprise – it doesn’t happen. The result instead is higher prices for prescription drugs, energy, and other necessities. The freebies never come.

The moral of the story is that spending is always a tax. The inflation tax, though hidden, only makes things worse. Taxing, borrowing, and inflating to satisfy wealth transfers from the middle class to the rich in an effort to pay for profligate government spending, can never make a nation wealthier. But it certainly can make it poorer.

July 18, 2006

Central Air Conditioning?
I Looking To Get Central Air Conditioning For My 2000 Square Foot Home (One Story Ranch With Attic, Slab Foundation) On Long Island. Can Anyone Recommend A Brand And Tell Me How Much This Would Cost Approximately? Thanks.

A reputible HVAC company will come to your house to determine what type and size of unit you will need. They will measure the rooms, look at your window size, check your insulation, look at your crawlspace or attic, look at your electrical box, etc. A proper company will do what is called a Manual J calculation. This will determine the tonnage of unit needed to heat and cool your home. Don't go with a company who doesn't do this! Get everything in writing.

Check with the local BBB to see if there are any complaints on any of the companies. The problem with HVAC companies is many pop up during the summer time and are gone by the next year. So make sure you get a company who has been in business for a period of time. They are least likely to "leave you hanging" in case of any problems.

If your city requires one, make sure to get a city inspection. Some companies don't relay this to the homeowner to save them time/money on inspection fees.

Another good idea is to find a company with a maintenance program. This will allow them to come clean the unit either once or twice a year. One with 24 hour service is also a plus.

Do research on central units to see what brands are best. Trane/American Standard are the same unit, as well as Bryant/Carrier. There are possibly 4-5 actual manufactureres out there so be careful of brands. Personally I have seen the most problems with low-end "builder" type units such as Rheem and Rudd.

You'll need things like ductwork, electrical wiring, registers, etc...not including the unit and labor for all of this. I don't know the going rates in Long Island but in Alabama, a brand new central unit can go for $2500~$5000, depending on the brand, warranty, etc.

There's A Gas Leak Near My House - Gas Company Doesn't Have To Fix It?
I Was Able To Smell It When I Came Home From Work Today Near The End Of My Driveway, Several People I Live With Could Smell It Too... It's Extremely Strong, And I Don't Mean That Lightly. It Came Through The Air Conditioning In My Car Instantly! Naturally, I Called The Gas Company, Who Showed Up In About 5 Minutes. They Walked Around For About An Hour, Inspected The House, And Pinpointed The Source Of A Leak Across The Street, Just Off The Side Of The Road, Agreeing That It Was A Strong Leak. You'd Think They Would Fix It, But No! They Aren't Required To Fix It If It's More Than 200 Feet From A House?!?! Am I Crazy For Wanting It Fixed Regardless Of What They Say? I'm Going To Call Every Day Until They Fix It. Anyone Ever Heard Of Something Like This???

Yes, only it was a water leak. Call the public service commission and ask to speak to someone that works with the gas utility. I bet it will be fixed in less than a week. Be nice and just state the facts and that you are concerned about..... Carbon monoxide, explosions, cost of gas, and how many other leaks might there be out there that you and I are paying for as a customer.

Is Air Conditioning Suppose To Blow Out Really Cold Air?
We Just Got A New Air Conditioning Unit And Put It In The Sliding Glass Door Setup. When I Turned It On To Air Condition, The Temp Said 77 Degrees. After An Hour Or So It Still Said 77 Degress, Going Up And Down Between That And 75. Is This Normal? Shouldn'T It Be Cooling Faster? When I Feel The Air Coming Out It Feels Cool, But Not Ice Cold Like I Thought It Would. Im Thinking It Might Be A Defective Unit And Maybe Send It Back.

Brand new units should drop the temperature of air it pulls through the coil by 20'F or close to that low. Meaning the 77'F room air should be somewhere between 60' and 55' supply air off of the AC. You would see a substantial drop in the air temp on a functioning AC. However make sure you installed it properly allowing for sufficient clearances for the outdoor section to vent and reject heat. It should have the proper clearances listed in the owners manual, the general clearance would likely be about 1 foot clearance from the ground so that it isn't short cycling rejected heat back into the condenser section.

The only other thing I can think of that I would hope you wouldn't do is possibly turn and install the AC sideways so that the face of the AC runs vertically rather than horizontally. That would be a no go and would cause issues as well. I'm assuming you do know better but in today's world people never cease to amaze me sometimes and maybe you did install it this way. All in all make sure you have proper clearances and then if you're not getting close to if not more than a 20' drop in temp I would take it back and exchange it.

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